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e-Commerce and Cyber Laws-NMIMS-June-17

e-Commerce and Cyber Laws-NMIMS-June-17

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Q1. Demonetization, in India led to a substantial rise in the volume of digital payments and the use of instruments such as mobile wallets. There has been a substantial growth in the number of electronic transactions. Reports suggest that, this transition towards digital payments in the financial sector is slated to continue, and by 2020, the digital payments industry will grow to over $500 billion and contribute 15% to the national GDP. Elaborate on the technological vulnerabilities in the online transactions in the financial sector and the measures that can be taken towards strengthening cybersecurity. (10 Marks)


Q2. Online travel in India dominates the country’s travel market. Online penetration in travel and tourism bookings is estimated to increase from 41% in 2014 to 46% in 2017. Elaborate on some of the reasons that boost the online travel market in India and identify some key risks to making online reservations in this sector.


Q3.a. E-commerce is transforming the consumer’s shopping experience. This sector has seen unprecedented growth in India in the last few years. The adoption of technology is enabling the e-commerce sector to be more reachable and efficient. Devices like smartphones, tablets and technologies like 3G, 4G, Wi-Fi and high speed broadband is helping to increase the number of online customers. Banks and other players in e-commerce ecosystem are providing a secured online platform to pay effortlessly via payments gateways. Despite the fact that the e-commerce sector is growing exponentially in India, it faces several challenges. Identify these challenges and elaborate on them. (5 Marks)


Q3.b. 702 million smartphone users in India will account for 85% of mobile data traffic by 2020. Wireless devices have become increasingly ingrained into our daily lives. These devices open the door to heightened security risks. Not only do such devices become points of access for cybercriminals, but they also may be more easily breached than personal computers since many consumers do not secure their smartphones or tablets with antivirus software or take simple precautions such as enabling password protection. What are the ways in which cybercriminals take over smartphones and cause potential damage? (5 Marks)


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